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02 / DEVELOPMENT FINANCE
Development finance for what's next.
Specialist funding for new-build developments, property conversions and commercial construction projects.
From acquiring a development site to funding the build, Beyond helps property developers and investors explore finance options structured around their project, budget and intended outcome.
DEVELOPMENT FINANCE
From plans to progress.
Every development starts with an opportunity. Turning that opportunity into a completed project requires the right funding structure, a realistic budget and a clear understanding of the risks.
Development finance can support qualifying commercial and investment-property projects, with funding structured around the acquisition, construction and completion stages.
At Beyond, we help you explore suitable funding routes that take account of your project and its requirements.
New-build developments
Finance for qualifying residential investment and commercial construction projects, from site acquisition through to completion.
Property conversions
Funding options for converting existing buildings into new residential investment units, commercial spaces or mixed-use developments.
Commercial developments
Specialist finance for the construction or redevelopment of offices, industrial premises, retail units and other commercial properties.
Major refurbishments
Funding for substantial renovation, extensions and structural alterations where conventional mortgage finance may not be appropriate.
WHAT'S YOUR NEXT MOVE?
A clearer route from plans to completion.
Every development has its own requirements. Our approach is designed to help you understand the funding options and navigate the process with greater clarity.
All funding is subject to lender criteria, satisfactory security, valuation, underwriting, due diligence and approval. Construction funding may be released in stages, subject to lender conditions. Completion and drawdown timescales cannot be guaranteed.
01 / Tell us about your development
Share the site details, planning status, construction budget, timescale and projected completed value.
02 / Explore the funding structure
We'll assess the project and explore potentially suitable lenders, funding structures and staged finance options.
03/ Understand the terms
Review indicative borrowing costs, equity requirements, property security, lender conditions and the intended repayment strategy.
04 / Progress through the project
We'll help coordinate the application, valuation, legal requirements and staged funding process through to completion.
A DIFFERENT APPROACH TO PROPERTY FINANCE
When conventional lending stops, Beyond takes over
Ambitious property plans don't always fit conventional lending criteria. We combine specialist knowledge, lender relationships and a personal approach to explore funding solutions that move your plans forward.
Real people
Dedicated specialist advice
More possibilities
Solutions beyond standard criteria
With you throughout
Personal support from enquiry to completion.
DEVELOPMENT FINANCE
Understanding the costs of development finance.
Property development finance is typically structured around a project's construction programme and repayment strategy.
The total cost of borrowing depends on the loan amount, funding structure, project risk and duration.
Depending on the lender and facility, potential costs can include:
01
Interest
Interest may be charged on funds drawn, retained or added to the loan balance, depending on the facility terms.
02
Arrangement and broker fees
Lender arrangement fees and separately disclosed broker fees may apply
03
Valuation and legal costs
Costs associated with property valuations, legal due diligence and other professional requirements.
04
Monitoring and drawdown fees
Charges for monitoring surveyor inspections and the release of construction funds in stages.
05
Exit or extension charges
Additional charges may apply depending on the facility terms, repayment timetable and any agreed extension.
Every development has its own requirements. Our approach is designed to help you understand the funding options and navigate the process with greater clarity.
DEVELOPMENT FINANCE
A successful development needs a clear exit.
Completing the construction is only part of the journey.
Development finance is generally intended to be repaid within an agreed term.
Before proceeding, it's important to establish a realistic repayment strategy that considers the completed property's value, market conditions and potential delays.
Sale of completed units
Repayment from the proceeds of selling completed properties, supported by realistic valuations, market demand and expected sales timescales.
Alternative funds
Repayment from another evidenced and acceptable source of funds, subject to the lender agreeing to the proposed arrangement.
Refinancing the development
Replacing the development facility with longer-term finance, subject to future lender criteria, valuation, rental income and affordability requirements where relevant.
Important Consideration
A realistic exit strategy should account for construction delays, cost overruns, changes in property values and slower-than-expected sales or refinancing.
Neither the projected completed value nor the availability of future finance can be guaranteed.
FREQUENTLY ASKED QUESTIONS
Your questions. Answered.
Property development finance can involve multiple stages, professional requirements and lender conditions. Here are answers to some of the questions we're asked most often.
Still have questions? Let's talk →
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DEVELOPMENT FINANCE GUIDE
Knowledge that moves you forward.
Property Development Finance Explained: A Practical UK Guide.
Read the development finance guide →
